Looking for a Used Car? Finance with Us!

If you've been looking for a quality Buy-Here, Pay-Here style dealership, we understand what you've been through. If your credit history has led to rejection from many used car dealers, we're here to let you know our dealerships offer guaranteed financing approval, with a caring & compassionate staff who can pair you with a quality used car. Dave White Auto Credit has locations in Maumee and Sylvania that specialize in unique financing situations for customers with bad credit or no credit.

Whether you've been treated badly by traditional dealerships, or had bad experiences with Buy-Here, Pay-Here car lots around the greater Toledo region, come see the difference of shopping for a used car with Dave White Auto Credit. We have a trusted reputation of being a part of the White Cars Auto Group, and are here to help you know about buy here pay here dealerships, and how our used car lots offer a better alternative for Ohio shoppers!

What does Buy Here Pay Here Mean?

Buy here pay here car dealerships often cater to shoppers with bad credit, and offer "in-house" financing. Ohio shoppers who use the Buy Here, Pay Here method near Toledo will buy their vehicle from a dealership and obtain financing through that car dealer. Your car payments will come to the dealership, which makes it easier to discuss your financing situation in the future.

Who Should Go To a Buy Here, Pay Here (BHPH) Dealership?

Ohio drivers who are interested in rebuilding their credit or who have had issues obtaining financing in the past due to bad or no credit histories will benefit the most from a Buy-Here, Pay-Here dealership. Like most buy here pay here car dealers, Dave White Auto Credit is able to offer Toledo area shoppers guaranteed credit approval regardless of their payment history. However, while typical buy here pay here lots operate as small fly-by-night operations, Dave White Auto Credit offers compassion along with a stellar reputation as a member of the group of White Family Dealerships that have been serving Ohio drivers for years.

What are the Downsides of Using a Buy Here Pay Here Lot?

The downside to using a "Buy Here, Pay Here" dealership near Toledo depends on your outlook. Drivers who are in dire need of a vehicle can benefit from easy access to financing, but there may be down payment requirements that you need to meet. Similarly, while Toledo buy here pay here lots offer the guarantee of a loan, the interest rate you pay may be higher than you'd find with a traditional car loan. Find out the specifics by talking with us personally.

How Can You Get Started?

Contact our team about your needs or stop by and speak to us in person. Dave White Auto Credit is superior to your average Buy-Here, Pay-Here dealership near Maumee because we offer guaranteed financing approval. When you finance with Dave White Auto Credit, you can work to rebuild your credit score by making on-time payments. When you buy a used car through Dave White Auto Credit and establish a record of on-time payments, you can eventually use one of our other dealerships to trade and upgrade as your credit improves, which gives you even more vehicle options near Oregon OH.

Dave White Auto Credit treats all of our customers with compassion and optimism. We look towards your future, not at your past, and we're here to offer hope that you CAN get reliable transportation, no matter your situation. Questions? Contact us today.


Dave White Auto Credit

1291 Conant St Maumee, Ohio 43537
Directions 5451 W. Alexis Rd
Sylvania, OH 43560

  • Sales: (419) 794-4600
  • Service: (888) 305 8799

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